risk, liquidity, returns, retirement planning richlifeadvisors.com, Beau Henderson,

There are common risks to your retirement that you have probably considered and factored into your planning, such as inflation, longevity, and health care. But a lesser-known threat that is just as important is that of liquidity. Liquidity risk is the inability to have assets available to financially support unanticipated cash flow needs. It means…

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What’s the first thing I should do to begin financial planning?   Before answering this question let me point out that financial planning for beginners isn’t really the right wording.  Most people start their planning at the same spot, so we’re all beginners in some form or fashion. My wife and I are expecting our first…

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Raise Your Financial IQ It’s the first step to lowering your debt, increasing your savings and reaching your goals Most people make the mistake of thinking that their life would be improved if only they had more money. Not true. It’s what you know about money and what you do with it that leads to…

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