Most Americans rely on savings plans such as a 401(k), 403(k), or IRA to satisfy their financial needs post-retirement. It can be extremely challenging to balance expenses and maintain savings for individuals with low-income jobs; thus they ultimately decide to opt out of contributing towards their plan. Such individuals face numerous financial responsibilities such as…

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love and money, financial peace for couples, Beau Henderson, RichlifeAdvisors.com

When it comes to your relationship, you can’t put a price on harmony. Unfortunately, it’s nearly impossible to ignore the statistics that surround the topic of love and money. Most of us have a unique financial personality. Some of us are savers, some are spenders. In a relationship, one partner may be conservative, the other…

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sequence of returns, retirement planning, Beau Henderson, RichLife Advisors

Did you know there is a latent risk that could put your retirement in jeopardy, even if you’ve worked tirelessly through the years to reach your financial goals? Even if you’ve considered long-term care, health care, inflation, and other potential dangers to your portfolio, you could still be at risk of not having enough to…

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