August 14 is the 84th “birthday” of our country’s most beloved and vital social program — Social Security. I’m sure that no one knew, or could even begin to correctly guess, just how important Social Security would become when the Act was signed into law by President Franklin D. Roosevelt on August 14, 1935.…

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If you’re nearing retirement, chances are, you’ve already spent decades trying to balance your expenses. You may have tried every trick or short-cut in the world to reach the million-dollar club – to no avail. One in every 3 Americans do not have any savings for retirement. Furthermore, only 1 in 4 people aged 55…

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The mere thought of retirement can be overwhelming – to some, retirement may seem like they are being forced into uncharted territory, especially after a long career. However, retirement planning can make your life less complicated, especially at a time when you are meant to reap the benefits of years of hard work. Retirement can…

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The 18-year real estate property cycle is a useful method for predicting the future direction of house prices. The cycle states that there will be a house price crash approximately every 18 years. The first house price crash started in 1953 to 1954, which was followed by two crashes in 1971 to 1972 and in…

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Introduction According to Alan Lakin, “Planning is bringing the future into the present so that you can do something about it now.” What differentiates a financially healthy person from a normal person is the factor of planning. In fact, there are various studies that show how the rich never fail to plan. Planning helps us;…

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